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Banking Frontier 2026 · International Banking Summit · 23–27 November 2026 · Holiday Inn Amsterdam — Arena Towers, Amsterdam

Choose the banking challenge you came for

Which programme area interests you?

23–27 November 2026

In person €2,999 · Online €2,390

Register on the official site Official agenda

These three entry points are groupings of the organiser’s own days, made here to help you choose — they are not official tracks. The five published days are: 23 November 2026 — AI & Trusted Finance; 24 November 2026 — Identity & Cyber Resilience; 25 November 2026 — Payments & Digital Assets; 26 November 2026 — Customer Growth & Platform Banking; 27 November 2026 — Future-Proofing Banking 2027–2030.

Challenges and the sessions attached to them

Each challenge below is the organiser’s own description of a day. Beside it are contributors published for that day, with their listed roles.

AI, model risk and governance

Where the AI conversation meets validation, controls and financial-crime modelling.

Day 1 · 23 November 2026

AI & Trusted Finance

The challenge: AI-native banking, governance, model risk, data foundations, and the path from pilots to enterprise value.

  • Registration, welcome coffee & executive networking Badge collection, event app access, room orientation. Curated introductions between banks, fintechs and strategic partners.08:30–09:00
  • AI governance & model risk09:00–09:30Rita Gnutti · Head of Internal Validation and Controls · Intesa Sanpaolo · Italy
  • AI governance with a special emphasis on Agentic Systems09:00–09:30Oliver Maspfuhl · Head of Anti Financial Crime Modelling Germany & EMEA · Deutsche Bank · Germany
  • Data, AI enablement & intelligent automation for bank operations09:30–10:00Gladson Baby · VP & Director of Data & AI Enablement · Fifth Third Bank · US

15 contributors are published for this day; all of them are listed in the full schedule below.

Identity, payments and digital assets

Two consecutive days on who you are dealing with and how value moves.

Day 2 · 24 November 2026

Identity & Cyber Resilience

The challenge: Digital identity, fraud prevention, authentication, cyber resilience, and real-time trust across banking journeys.

  • Chairperson opening Frame the day around identity, cyber resilience and real-time trust. Highlight key questions for senior banking, risk and security leaders.08:45–09:00
  • Corporate digital identity management09:00–09:30Stephan Wolf · Chair of the Board · Verifiable.Trade Foundation · Germany
  • Digital trust in AI-led banking · risk, audit and cyber oversight at board level09:30–10:00Dr. Björn Lenzmann · Member of The Supervisory Board · DenizBank · Turkey
  • User centricity in cybersecurity · UX research and behavioural science09:30–10:00Nazima Kadir · Global Head of UX: Cybersecurity · J.P. Morgan · UK

16 contributors are published for this day; all of them are listed in the full schedule below.

Day 3 · 25 November 2026

Payments & Digital Assets

The challenge: Instant payments, wallets, tokenization, Open Finance, digital assets, and the future of money movement.

  • Chairperson opening08:45–09:00
  • Instant payments and interoperability09:00–09:30Domenico Scaffidi · CEO & Founder · DS Payments Ltd · UK
  • The new payments landscape · instant, interoperable, invisible and built on trust09:00–09:30Paul Walvik-Joynt · VP Commercialization Real-Time Payments · Mastercard · Norway
  • Digital wallets and biometric payments · customer experience and secure authentication09:30–10:00Mihai Draghici · Founder & CEO · PayByFace · Romania

20 contributors are published for this day; all of them are listed in the full schedule below.

Customers, platforms and 2027–2030

Growth through platforms, then the technologies banks expect to face next.

Day 4 · 26 November 2026

Customer Growth & Platform Banking

The challenge: Omnichannel journeys, AI-assisted service, smart branches, SME banking, and platform-based growth.

  • Chairperson opening Frame the day around customer growth and platform scale. Set priorities for retail, digital and transformation leaders.08:45–09:00
  • Human-AI banking experience09:00–09:30Rudolf Stefanich · Lead UX Researcher · Bitpanda · Austria
  • AI-augmented service and product-led banking at scale09:00–09:30Speaker TBC
  • Present and Future of Digital Transformation in Islamic Banking09:30–10:00Wan Halim · Head of Shariah Governance (Global) · Crédit Agricole CIB · UAE

23 contributors are published for this day; all of them are listed in the full schedule below.

Day 5 · 27 November 2026

Future-Proofing Banking 2027–2030

The challenge: Post-quantum readiness, sovereign AI, and the technologies shaping banking to 2030.

  • Chairperson opening Frame the final day around 2027–2030 strategic priorities. Link systemic risk, regulation, technology and board decision-making.08:45–09:00
  • Systemic Risk in European Banking 2027–2030: Geopolitics, AI and Structural Vulnerabilities09:00–09:30Ulf Holmberg · Functional Lead and Senior Analyst · Swedbank · Sweden
  • Preparing banks for systemic threats: cyber, geopolitical disruption and operational concentration risk09:00–09:30Naji Freiha · Risk Appetite, Strategy and Governance · Konsilium · France
  • Systemic threats and stress testing · post-quantum readiness09:30–10:00Christoffer Kok · Head of Division, Stress Test Experts · European Central Bank · Germany

17 contributors are published for this day; all of them are listed in the full schedule below.

The full five-day schedule

All 49 published entries. Two rooms run in parallel: Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery). Nothing here is a session time — the organiser publishes those separately.

Day 1 · 23 November 2026 — AI & Trusted Finance

Registration 08:30 · programme from 09:00 · Networking reception ends 15:45 · 15 entries

  • Registration, welcome coffee & executive networking Badge collection, event app access, room orientation. Curated introductions between banks, fintechs and strategic partners. — 08:30–09:00,
  • AI governance & model risk — 09:00–09:30, Rita Gnutti · Head of Internal Validation and Controls · Intesa Sanpaolo · Italy
  • AI governance with a special emphasis on Agentic Systems — 09:00–09:30, Oliver Maspfuhl · Head of Anti Financial Crime Modelling Germany & EMEA · Deutsche Bank · Germany
  • Data, AI enablement & intelligent automation for bank operations — 09:30–10:00, Gladson Baby · VP & Director of Data & AI Enablement · Fifth Third Bank · US
  • Scaling AI responsibly: leadership playbook for AI risk & compliance — 10:00–10:30, Frans Vanbruggen · Werkgebied Lead · AI Coalitie 4 Nederland (AIC4NL) · Netherlands
  • AI Governance: mitigating the risks of AI to unlock its true value — 10:00–10:30, Dr. Paul Dongha · Head of Responsible AI & AI Strategy · NatWest Group · UK
  • AI-driven banking by 2030: from transformation ambition to measurable execution — 10:30–11:00, Alina Timofeeva · Managing Partner — AI, Data & Digital Transformation · Saudi Arabia
  • From Process Scans to Scalable Execution: Building Human & Machine Operating Models — 10:30–11:00, Zsofia Kovacs · Efficiency Advisor, Group Organisation & Operations · KBC Bank & Verzekering · Belgium
  • Networking break Refreshments, peer exchange, targeted 1:1 meetings. Preparation for AI operating-model sessions. — 11:00–11:30,
  • Case study: AI & machine learning in operations and fraud detection — 12:00–12:30, Hassan Omidi Firouzi · VP, Applied AI ML Lead · JPMorgan Chase & Co. · US
  • Human resilience in AI-driven banking — 12:30–13:00, Dilek Süzal · Leadership Coach · BetterUp · Austria
  • Credit risk management, related modelling and stress testing in an era of trade wars: the AI solution — 12:30–13:00, Ramesh Gopal · Chief Risk Officer UAE & Saudi · Deutsche Bank · UAE
  • Networking lunch Hosted lunch with speaker and delegate introductions. Informal discussions around AI adoption, operations and governance. — 13:00–14:00,
  • Afternoon panel discussions Multi-bank panels on AI scaling, governance, and human resilience across both rooms. — 14:00–15:15,
  • Networking reception Day 1 closes with informal networking and partner meetings. — 15:15–15:45,

Day 2 · 24 November 2026 — Identity & Cyber Resilience

Registration 08:45 · programme from 09:00 · Networking reception ends 15:30 · 16 entries

  • Chairperson opening Frame the day around identity, cyber resilience and real-time trust. Highlight key questions for senior banking, risk and security leaders. — 08:45–09:00,
  • Corporate digital identity management — 09:00–09:30, Stephan Wolf · Chair of the Board · Verifiable.Trade Foundation · Germany
  • Digital trust in AI-led banking · risk, audit and cyber oversight at board level — 09:30–10:00, Dr. Björn Lenzmann · Member of The Supervisory Board · DenizBank · Turkey
  • User centricity in cybersecurity · UX research and behavioural science — 09:30–10:00, Nazima Kadir · Global Head of UX: Cybersecurity · J.P. Morgan · UK
  • Custody, governance and operational controls for digital assets — 10:00–10:30, Lubin Reyes · Founder and CEO · Custodial Management Solutions Ltd · UK
  • Continuous identity assurance — 10:00–10:30, Zafer Ergezen · Practice Lead/Director — KYC, CDD & Onboarding · GarantiBank International NV · Netherlands
  • Networking break Coffee and 1:1 meetings. Peer exchange on digital identity, cyber and fraud priorities. — 10:30–11:00,
  • Cloud resilience and concentration risk in regulated banking — 11:00–11:30, Eran Goldman Malka · Cloud Security Manager · European Depositary Bank SA · Luxembourg
  • Navigating AI, Operational Resilience and Regulatory Evolution (DORA) — 11:00–11:30, Ricardo Galvao · ICT Risk, Processes & Quality · NOVO BANCO · Portugal
  • Fraud accountability: governance, liability and customer-protection controls — 11:30–12:00, Ezra Dulberg · Associate Director · BDO UK · UK
  • From compliance cost to competitive advantage: trusted organisational identity — 12:00–12:30, Alexandre Kech · Executive · GLEIF · Germany
  • From compliance cost to competitive advantage · in practice — 12:30–13:00, Ines Gensinger · Head of Global Corporate Communications · GLEIF · Germany
  • Case study: DLT and its influence on payments and bank operating models — 12:30–13:00, Ishtiaq Ahmed · Senior Manager, Strategic Revenue Development · HSBC · UK
  • Networking lunch Identity, fraud and cyber specialists. Discussion on bank readiness for wallets, passkeys and cyber resilience. — 13:00–14:00,
  • Afternoon panel: DORA, AMLA & the future of digital trust Multi-bank panel on regulatory readiness, fraud accountability and DLT trust frameworks. — 14:00–15:00,
  • Networking reception Day 2 closes. — 15:00–15:30,

Day 3 · 25 November 2026 — Payments & Digital Assets

Registration 08:45 · programme from 09:00 · Networking reception ends 16:30 · 20 entries

  • Chairperson opening — 08:45–09:00,
  • Instant payments and interoperability — 09:00–09:30, Domenico Scaffidi · CEO & Founder · DS Payments Ltd · UK
  • The new payments landscape · instant, interoperable, invisible and built on trust — 09:00–09:30, Paul Walvik-Joynt · VP Commercialization Real-Time Payments · Mastercard · Norway
  • Digital wallets and biometric payments · customer experience and secure authentication — 09:30–10:00, Mihai Draghici · Founder & CEO · PayByFace · Romania
  • Moving Money — how banks think · the new role of the Chief Payment Officer — 10:00–10:30, Viktoria Soltesz · Founder · PSP Angels · Cyprus
  • Open Finance and financial-institution growth · emerging markets, innovation and scale — 10:30–11:00, Ara Sargsyan · Head of Financial Institutions Division · Ameriabank · Armenia
  • Case study: Open Finance · practical lessons and implementation insights — 10:30–11:00, Kazim Oguz · SVP, Digital Channels and Open Banking · DenizBank · Turkey
  • Networking break Peer exchange on instant payments, wallets and Open Finance. — 11:00–11:30,
  • Open Finance strategy · data access and commercial ecosystem design — 11:30–12:00, JP Fabri · Founding Partner · Seed · Malta
  • Corporate payment business: PSD3 · instant payments and fraud accountability — 12:00–12:30, Ulrich Loof · Senior Expert Transaction Management · DZ BANK AG · Germany
  • A2A payments and European scale · growth, adoption and cross-border reach — 12:00–12:30, Arash Marandi · Business and Operations · Zaver · Sweden
  • Future of digital wallets · bank readiness and customer expectations — 12:15–12:45, Sadik Bas · EVP, Marketing Portfolio Management & Digital Products · Garanti BBVA · Turkey
  • Digital wallets · product design, use cases and ecosystem integration — 12:15–12:45, Yodaly Sierra · Founder & CEO · Eco2wallet · UK
  • Networking lunch Payments, wallets and digital-asset leaders. Discussion on digital euro, A2A and tokenization. — 13:00–14:00,
  • Wallet risk, payment controls and customer trust at scale — 13:45–14:15, Vaida Saltenyte · Head of Payments Relations · CXM · Cyprus
  • Future payments landscape · European finance — market outlook and ecosystem implications — 13:45–14:15, Victor Rivera · Managing Director and Co-Founder · Aluna Partners · UK
  • Tokenization infrastructure · architecture, rails and future payments landscape — 14:15–14:45, Thomas Langbein · Chief Commercial Officer · Trever · Germany
  • Case study: Future payments landscape · regional insights and commercial adoption — 14:45–15:15, Wendy Delmar · CEO · Caribbean Association of Banks · Saint Lucia
  • Tokenized market infrastructure · regulated FMI and operating models — 14:45–15:15, Kathrin Fortmann · Strategic Partnerships Manager · BX Digital · Switzerland
  • Networking reception Day 3 closes. — 15:30–16:30,

Day 4 · 26 November 2026 — Customer Growth & Platform Banking

Registration 08:45 · programme from 09:00 · Networking reception (see live agenda) · 23 entries

  • Chairperson opening Frame the day around customer growth and platform scale. Set priorities for retail, digital and transformation leaders. — 08:45–09:00,
  • Human-AI banking experience — 09:00–09:30, Rudolf Stefanich · Lead UX Researcher · Bitpanda · Austria
  • AI-augmented service and product-led banking at scale — 09:00–09:30, Speaker TBC
  • Present and Future of Digital Transformation in Islamic Banking — 09:30–10:00, Wan Halim · Head of Shariah Governance (Global) · Crédit Agricole CIB · UAE
  • Omnichannel banking leadership and customer growth in Czech and regional banking — 09:30–10:00, Tomas Reytt · Chief Sales Officer · mBank CZ · Czech Republic
  • Lithuanian credit union model: data analysis plus human touch in lending — 10:00–10:30, Mantas Janavicius · Member of the Management Board · Investuotoju asociacija · Lithuania
  • No-touch banking and mesh-up finance for non-financial customer pools — 10:00–10:30, Wolfgang Strobel · Managing Director · Investigence GmbH · Germany
  • Networking break Peer exchange on customer experience, branch transformation and AI service. — 10:30–11:00,
  • Micro-SME growth, digital SME banking and financial inclusion — 11:00–11:30, Mohammad Jakirul Islam · EVP, Head of Strategy, Innovation and New Business · BRAC Bank · Bangladesh
  • Micro-SME banking growth and digital onboarding for entrepreneurs — 11:00–11:30, Istvan Fetter · Head of Small Business Segment Management · CIB Bank · Hungary
  • Impact investing, sustainable finance and customer value in the next banking cycle — 11:30–12:00, Caroline Philippe · Senior Investment Manager — Stellar Impact · BNP Paribas · Belgium
  • The AI-Native Bank: Building Intelligent Financial Ecosystems for the Age of AI Agents — 11:30–12:00, Itir Aydogan · Ecosystem Banking and Innovation Director · Yapı Kredi · Turkey
  • Case study: Open Banking 2.0 and SME digital transformation through Z-Transformation — 12:00–12:30, Ender Aydin · Digital Solutions Manager · Ziraat Bankası · Turkey
  • How European banks are retooling for platform scale — 12:00–12:30, Margus Simson · Chief Digital Officer · Komerční banka · Czechia
  • Networking lunch Focused on customer growth and platform transformation. Meetings with retail, SME and digital banking leaders. — 13:00–14:00,
  • Stress-aware banking journeys — 13:45–14:15, Justin Pesch · Senior Sales Manager · PAIR Finance · Netherlands
  • Credit risk management and stress testing in an era of trade wars · the AI solution — 13:45–14:15, Ramesh Gopal · Chief Risk Officer UAE & Saudi · Deutsche Bank · UAE
  • Case study: AI in compliance, AI governance and Digital Fraud — 14:15–14:45, Stefan Moser · Head Group Compliance & Operational Risk · VP Bank AG · Austria
  • Case study: Agile banking transformation — 14:15–14:45, Davor Gašparac · Senior Program Manager, BA Chapter Lead & Agile Coach · Erste Digital · Austria
  • Case study: Platform-scale banking — 14:45–15:15, Fabio Turel · Information Technology Strategy Manager · Generali · Switzerland
  • Customer growth meetings and platform demos — 14:45–15:15,
  • Afternoon panel: Platform-scale banking, Open Finance & agile customer transformation Fabio Turel · Ender Aydin · Kazim Oguz · Davor Gašparac. — 15:15–16:00,
  • Networking reception Day 4 closes. — 16:00–16:30,

Day 5 · 27 November 2026 — Future-Proofing Banking 2027–2030

Registration 08:45 · programme from 09:00 · Farewell coffee ends 15:45 · 17 entries

  • Chairperson opening Frame the final day around 2027–2030 strategic priorities. Link systemic risk, regulation, technology and board decision-making. — 08:45–09:00,
  • Systemic Risk in European Banking 2027–2030: Geopolitics, AI and Structural Vulnerabilities — 09:00–09:30, Ulf Holmberg · Functional Lead and Senior Analyst · Swedbank · Sweden
  • Preparing banks for systemic threats: cyber, geopolitical disruption and operational concentration risk — 09:00–09:30, Naji Freiha · Risk Appetite, Strategy and Governance · Konsilium · France
  • Systemic threats and stress testing · post-quantum readiness — 09:30–10:00, Christoffer Kok · Head of Division, Stress Test Experts · European Central Bank · Germany
  • Payment systems regulation, consumer protection and future payment rails — 09:30–10:00, Jayne Godfrey · Payment Systems Regulator · UK
  • 2027 regulatory radar: AML, supervisory readiness, governance and EU regulatory developments — 10:00–10:30, Xenia Neofytou · Managing Director · CX Financia · Cyprus
  • Networking break Peer exchange on systemic risk, quantum readiness and regulation. — 10:30–11:00,
  • Case study: AMLR/AMLA transition and changing supervisory expectations — 11:00–11:30, Speaker TBC
  • Moving Money · payment education and market adoption in the next payments cycle — 11:30–12:00, Manuela Zuluaga · Marketing & Digital Specialist · The Soltesz Institute · Italy
  • Evolution of regulatory framework in the digital asset industry: VASPs, crypto AML and cross-border risk — 12:00–12:30, Jese Medina Gutierrez · CDD Onboarding Manager · Tether.to · Spain
  • Open finance, AI transformation and digital assets · tech radar — 12:00–12:30, Tanja Imamovic · Digital Transformation & Technology Strategist · Raiffeisen Bank International · Austria
  • Networking lunch Regulatory, risk and technology leaders. Discussion on digital euro, AMLA and cyber resilience. — 12:30–13:30,
  • Future payments and cards: real-time access, transaction handling and service design — 13:30–14:00, Michał Niwiński · Co-founder and CTO · SoftwarePlant · Poland
  • Payment innovation through an investment and market-readiness lens — 13:30–14:00, Stefano Sciacca · Managing Director · Aluna Partners · UK
  • Afternoon panel: AMLA transition, AI compliance, wallets, risk, payments and tokenization Stefan Moser (VP Bank AG) · Vaida Saltenyte (CXM). — 14:00–14:45,
  • Closing plenary: Future-proofing European banking Strategic synthesis of the week's key themes and priorities for European banking 2027–2030. — 14:45–15:15,
  • Farewell coffee Final delegate conversations and speaker follow-up meetings. — 15:15–15:45,

Official agenda with times

Speakers, as factual footnotes

Twelve short entries from the roster of 67. No biography is invented: each line is the role and organisation the organiser publishes.

Full profiles on the official roster

Deciding how to attend

  1. Are you travelling to Amsterdam?

    If yes, the five-day in-person option is listed at €2,999. It covers 23–27 November 2026 at Holiday Inn Amsterdam — Arena Towers, Hoogoorddreef 66a, 1101 BE Amsterdam, Netherlands. Registration desk: Ground floor lobby, signposted on arrival. Step-free access; accessible WCs on every floor

  2. Or joining remotely?

    The five-day online option is listed at €2,390: virtual delegate access with live stream and recordings as described by the organiser, running on Central European Time (CET).

  3. Either way, book with the organiser

    Observed on the live /register page 2026-09-07. Always link to the official register page; never take payment.

    Open the official registration page

Venue and organisations in the programme

Venue
Holiday Inn Amsterdam — Arena Towers
Address
Hoogoorddreef 66a, 1101 BE Amsterdam, Netherlands
Station
Bijlmer ArenA · 4-min walk
From Schiphol
Train Schiphol → Bijlmer ArenA, approx. 15 min
Parking
P1 ArenA · paid, on-site
Accessibility
Step-free access; accessible WCs on every floor
Time zone
Central European Time (CET)
Illustrated map of central Amsterdam showing Centraal Station, Dam Square, Rijksmuseum and Vondelpark
Illustrated orientation map of central Amsterdam published by the organiser. It shows the city centre, not the summit venue, which is in Bijlmer ArenA to the south-east. Official travel page.

Organisations represented in the programme

62 organisations employ someone on the roster. Employers only — not sponsors, partners or endorsers.

Questions

Do the three entry points hide the rest of the programme?

No. Choosing one only moves you down the page. Every day and every published contributor appears in the full schedule regardless.

Is any of this a recommendation?

No. There is no ranking, no profiling and no scoring here — only the organiser’s published material, grouped for readability.

Daily hours
  • Monday 23 November — registration 08:30, start 09:00, Networking reception ends 15:45
  • Tuesday 24 November — registration 08:45, start 09:00, Networking reception ends 15:30
  • Wednesday 25 November — registration 08:45, start 09:00, Networking reception ends 16:30
  • Thursday 26 November — registration 08:45, start 09:00, Networking reception (see live agenda)
  • Friday 27 November — registration 08:45, start 09:00, Farewell coffee ends 15:45
Why are there no session times?

The source day pages publish contributors, not a timed running order. See the official agenda.

Organiser

Legal identity

Zenith-Energie International s.r.o.

Rezlerova 273/74, Petrovice, 109 00 Praha, Czechia

Company ID 02354357 · VAT CZ02354357

Contact

info@group-zenith.com

+420 778 647 921

Mon–Fri 09:00–17:00 CET

Official pages

This page is an information page about Banking Frontier 2026. Registration, payment and all official enquiries are handled by the organiser on the official event site.